When items are on sale you BUY.
When homes are being sold for up to 75% off their value you BUY!
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Meet the CEO of Platinum Plus Homes
 The housing market has been turned upside down. Is this a bad thing? No. It's your opportunity to have a beautiful home, a sound investment, and a future with real estate.
It's all about timing and taking advantage of the enormous home inventory!
I'm going to tell you our secret, and it will save you and your family hundreds of thousands of dollars...It's called the Platinum Plus Housing program and...We do the home-buying process backwards. Our home prices are based on what you can afford, not what some guy in a suit tells you can qualify for. There is a huge DIFFERENCE.
The current real estate market uses a broken business model with people competing against each other for higher prices. We designed our Platinum Plus program to counter the rising market by renovating existing homes, and putting deserving people into the quality, safety and affordability that they demand.
 This is about having the bank give you the property for less money. Their loss is your gain. This is something that has NEVER before been done:
OUR MISSION: 200 Homes Sold by 2011 with Platinum Plus. Come join us and see for yourself!
-Troy Neal, Fairfax VA , Co-Founder of The Berkley Group
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So let's get started. Are you...
Tired Of Chasing The NEXT Opportunity?
 This is how the Platinum Plus Program works:
We do all the leg work for you. We find the home, remodel the home and give you the keys.
Many people think they can find their own property and do the repairs themselves. They incorrectly budget their time and money and GO BROKE in the process. THEN they blame the real estate market for their failure!
The fact is that most homes that are owned by the bank are not habitable. You CANNOT secure a loan on property that is not fit for living. I'm talking about, mold, rotten wood, no appliances, holes in roofs, bats, rats, broken doors and windows...you name the problem, it might be there.
Someone needs to spread some sunshine on these properties. Someone with vision and clarity (and the ability to see the finished product through the filth.) That's us.
The financial institutions are full of foreclosed properties that continue to degrade in appearance and value. They refuse to throw their "good money" after properties that need rehabilitation. And that's where we step in.
Because we are an authorized vendor for some of America's top lender's; we have been given the golden key to their inventory. We simply contact the bank's asset managers and ask them to provide us homes at liquidation prices for our special program. NOT WHAT YOU SEE LISTED - MUCH MUCH LOWER.
Here's why I started the Platinum Plus Program:
1) You don't know the market! Platinum Plus homes are always sold BELOW market/appraised value. Most homes are sold 25 to 35 days after acquisition. Our quick turn-around ensures that we do not need to hold excess inventory and therefore you can benefit on price because of our low overhead.
2) You don't know how to ...! Platinum Plus knows that most people are not home repair professionals or construction contractors, so our system lets our professional team do the work for you! YES! That's right! Highly qualified people that do this type of work everyday will be making your home into a masterpiece.
3) I don't like laminate flooring! Admit it! You don't either! Our homes come with custom ceramic tiles and backsplash, hard-wood floors, double pain windows, new carpeting, new cabinets, new appliances...and more. Typically a renovated home just has a fresh coat of paint on it and maybe some minor repairs. A Platinum Plus home is the closest thing to a newly constructed home at a fraction of the cost.
4) Affordable payments! The house price is based on what you can afford – not qualify for. Your home could sell to you for ½ the price your neighbor paid. Do you want a mortgage payment of $1000.00 per month? We work backwards. If $1000 per month is your budget; we do the math in reverse and acquire the property for less. The bank losses -NOT YOU!
5) Saving communities, your health and the environment. I sleep well at night, and so will you and your family. Our Platinum Plus homes are GREEN FRIENDLY. We use bamboo hardwood flooring, energy star appliances, led lighting, and low-e windows to help with energy efficiency. The heating and cooling ducts are completely cleaned and replaced if needed. New filters and fixings ensure a healthy breathable home for your family. And finally, a Platinum Plus home helps the community by improving existing property. We eliminate the "eye sores", raise property values and prevent the waste of raw materials that comes with destroying existing property to make way for new ones.
 You cannot renovate a home for cheaper on your own! We can acquire homes for less than you can because we work on behalf of the bank to renovate and sell property to you. Let's say you find a dilapidated house for $200,000. You may need to put another $50,000 into that home to make it livable; Not to mention the time and energy you will loose. That's $250,000. On that same property, we could approach the asset manager and make it part of our program. We may acquire it for 1/2 price and put the same $50,000 into it. 30 days later its yours for $150,000. In my book - that's much better. Oh and did I mention, it will COST YOU $0 MONEY.
Let me tell you a little something about financing homes. This is the number ONE mistake people make when renovating homes. When you purchase a property, the sales price is considered the value – not the appraised amount. So, if you get a less than perfect property for a low price, that low price will keep you from obtaining more money to repair the property.
Most lenders need a home to be “seasoned” for up to 1 year before they can loan money on a higher appraised value. The inability to refinance can set an entrepreneur back thousands of dollars and stop the project completely. We have come across plenty of properties that look half finished or that have run out of money due to market inexperience. Let us prevent you from tackling a job that might be over your head.
That brings me to Down Payment Assistance. The Platinum Plus program offers the maximum lender allowed contributions to help you fulfill your dream of home ownership. We have established relationships with organizations like VHDA and USDA; both of which provide 100% financing options to our clients at no cost. What does all of this mean to you? No down-payment is needed and the Platinum Plus program pays for settlement fees, attorney costs, loan costs, insurance, taxes, realtor fees, recording, court costs, walk-thru, inspections, appraisals …everything that your lender allows. -That's amazing!
Q: Do you have homes in your inventory that we can choose from?
A: Most of our homes are acquired for a specific client and are already sold. We may, however, have a home that was brought into our program just because we liked it and thought you would too.
Call 1-866-640-4602 extension 123 to find the perfect home for you and your family.
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Rebuilding a home from the "studs in".
Existing property doesn't stand a chance when you compare it to our Platinum Plus Homes. Older properties don't hide their faults well and are often easy to repair because they have had time to show their imperfections. We love the sturdy construction and the solid materials that make up most of the home's outer structure...BUT - Why live with 20 year old carpets, grime, and appliances that may be even older? YOU DON'T HAVE TOO.
I love this program because it works and we're able to help good people just like you. You're very close to being into a new home without having to spend any of your own time, money, or energy. We have the vision - let us help you see your dreams come true.
The above video walks you through a pre-renovation home with me as your tour guide. You'll notice that everything is "GONE, out-a-here." There is no middle grade work done on our projects. All construction goes through a rigorous compliance check to make sure that your new home stands up to our Platinum Plus standards. When you join our program you'll have the final say and we give you the final inspection to meet your expectations.
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Q: What types of loans does your company offer?
A: Everything – FHA, VA, VHDA, Fannie Mae, Freddie Mac, Portfolio, Private Lending – we have it all
Call us at 1-866-640-4602 extension 123 to get started on your home.
Be in control of your families' financial future with Platinum Plus Housing
 Let me walk you through an actual client scenario.
After months of looking for homes with their Realtor, the Grant family was about to give up on their dream of owning a home. They had put in offers for short-sale homes and foreclosures, but none were ever approved. The process was long and the Realtor had shown 40+ homes; he was equally exhausted.
Luckily, the Realtor had heard about our program. He took the family to see one of our completed homes. They loved it and contacted us.
The Grants met with our program coordinator, they were approved and we agreed upon a monthly payment of $1300.00 per month. The family was already paying rent of $1500 per month and, on paper, could afford a payment of much more.
The Grant family knew the area and the names of the communities in which they wanted to live in. We did the backwards math, contacted the asset managers with available properties is the matching areas and... Within 1 week we had multiple offers directly from multiple financial holding companies.
We contacted the family and asked them to visit the properties and respond within 24 hours. They found a home that was perfect for them. Although the condition of the property was poor, they knew that we would be able to restore the house and make it a beautiful home.
The Grant’s chose a town home with 4 bedrooms and 2 ½ baths. The home was originally built in 1981.
24 days after the property was acquired the Platinum Plus team completed the renovation of the property including new roof, hardwood floors, new windows, ceramic tile, finished basement, all new appliances and landscaping. 6 days later the Grant’s moved in to their new home.
The final sales price of the home was $155,000. The house appraised for $195,000.
The Grant’s paid $0.00. Platinum plus PAYS FOR ALL down payments and closing costs.
Q: Why did we sell the house for less than it was worth?
A: That’s what the family could afford…and that’s how the Platinum Plus program works.
Call us at 1-866-640-4602 extension 123 to get the home your deserve.
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Beautiful Transformation - A Rags to Riches Experience
When I pass an older home or building in shambles, or see a bulldozer knocking down existing property to make room for something new, it makes me a little sad. What a waste. Sometimes it's much better for the community and the environment if we just reuse what we have already produced. These houses have stories to tell and a soul of their own - you might find a kindred house spirit or something about a place that just "speaks" to you..
Join me on a tour of one of our "nearly" completed homes. I hope the video can convey the amazing craftsmanship and care that goes into a Platinum Plus home.
My only wish is that you had smell-o-vision, because to truly appreciate our homes, you need to come in a take a big healthy breath of newness. Please don't attempt this before we finish your home, it would not be a good experience :)
This particular home sold for $20,000 less than the appraised value. We added a fourth bedroom, completed the downstairs basement and added a full bath to the home. Anything is possible with our product.
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If you want a mortgage payment cheaper than rent. –We can do it.
Jan 2008: How it all started...
I have been involved with the lending industry for the past 10 years and I was approached by a realtor acquaintance of mine wanting...well, money. Anytime someone says to me "Can I speak to you about something in private?" I know they need cash. So I listened and my mind wandered. It was the same old flip-a-house deal that everyone was trying to do and I wasn't interested. He left, but I knew there had to be a better way to deal with existing homes and foreclosures.
The problem with renovating houses is that most people take too long and want too much money!
I struggled with many ideas but it eventually came to me. Why not let the bank take the loss on existing properties and let deserving people purchase them for a reduced price? But they can't live in a condemned property - so fix them and let the bank pay for that too.
I contacted the local banks, the housing and urban development department and tried to get anyone to listen to reason. I did 3-way calls, talked, preached, ranted, sang, and finally sold the idea to my first bank. They let us use one of their homes a "proving ground" and we sold it in 30 days. It was like a snowball going downhill - it just kept getting bigger.
 I have been to the land of new homes and it's not that great!
Ok, I admit it! They look nice and I'm a sucker for gadgets.
But-you have no idea about the mounds of potential problems...like: improper concrete mix that makes your home crumble after a year, leaky roof because a novice roofer used the wrong kind of flashing, improper grading of soil that sends water back into your home, fungus problems in the basement (little mushrooms in the carpet) because of high moisture levels, using the wrong size piping in faucets so that your water pressure is next to zero, a lot of leaking due to improper pipe fittings and caulking, contaminated water sources because the wrong type of piping was used, electrical nightmares and so much more.
There is a reason that a builder gives a 1 year warranty, because most problems occur between years 2 and 3. I actually had a friend "lemon-law" a new home. The builder actually refunded their money (after a law suit was filed) and they bought an existing property that was a little more "broken in". New is nice, but unpredictable. My next home will be one that has had a previous test driver and a little mileage.
Q: Do I have to live in a "less desirable" neighborhood to get a home at a low price?
A: NO - YOU CHOOSE THE AREA YOU WANT TO LIVE IN BEFORE WE START THE PROCESS!! And you get to choose the type of home (Single family, Townhouse, Condo, etc).
Call 1-866-640-4602 extension 123 and reserve your spot today.
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Don't want to read anymore? Watch this.
Sometimes you can get more out of listening instead of reading. This video has me speaking about the Platinum Plus process. Check it out.
The Process:
1- You contact us and we qualify you for a home
2- You meet with your Realtor to choose a home type and an area to live
3- We contact our bank asset managers and find your family a matching home
4- You will look at approved homes and choose a home within 24 hours of notice (got to act fast)
5- The Berkley Group takes possession of the property from our banking partners
6- Demolition and reconstruction will occur
7- 25-28 days later you will walk through your new home and imperfections will be repaired
8- 5-10 days later you close on your new home and move in
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Q: Are the Platinum Plus Homes cable ready?
A: Yes, all cable is professional installed and ready for you to move in. No wires running along the wall or coming through the windows. Call 1-866-640-4602 extension 123 for more information.
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New $$$ Tax Credit for 1st Time Buyers
***This just changed in 2009 from $7,500 (that you had to pay back) to $8,000 of free money (no pay-back). Did you know that all first time home buyers get a $8,000 tax credit for buying their first home? Probably not – that’s why you’re reading this. What’s the tax credit mean? Let’s say you make $40,000 dollars a year and you have a mortgage payment of $1000 per month. Most of that payment is a tax write-off. After 1 year of payments you would have close to $11,000 in interest deductions, PLUS another $8,0000 in deductions as a first time home buyer. You paid taxes on $40,000 and with the deductions will get back $18,500 worth of taxes that you over-paid. That’s another enormous reason to buy a Platinum Plus Home.
And...I know that I say in video that "new home buyers" get the credit -oops...it should be first-time buyers. More information about the tax credit can be found in the Forbes.com article located here.
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Q: What kind of credit scores do I need to buy a home?
A: More important is Job History (2 years) and verifiable rent for 1 year. Some of our loan programs have alternative credit considerations and no minimum credit scores. Give us call at 1-866-640-4602 extension 123 to get approved.
Don't buy a headache!
When you go off on your own and obtain a foreclosed or pre-owned home; you get SOMEONE ELSE’S PROBLEMS. There is a reason you are getting such a “good deal”. There is most likely a catch. If the house was such a great deal, the bank wouldn’t just give it away. The bank knows how much the property is worth and they don’t like to loose money.
That’s why this program is so different than any other. The Platinum Plus program doesn’t use any of the existing home’s interior or fixtures (like lights, tubs, sinks, cabinets, outlets, etc.). We strip out the guts and give you (and your family) everything rebuilt and up to current standards. This is SO IMPORTANT. Do you really want to deal with 20+ year old electrical wiring, decades of grime in the air ducts or antique appliances? I know the answer is NO.
 Most American’s will never own a home and only a small fraction get to experience the purchase of a new home. The Platinum Plus process provides the perfect combination of both processes. YOU ARE A PART of the process from the beginning and you can have TOTAL ACCESS to the home during renovation. After completion of your home (25 days) you will be given the “blue tape” walkthrough so that our professional crews can correct any imperfections that you may find. But, what if you find some later? – ALL PLATINUM PLUS HOME COME WITH A COMPLETE ONE YEAR GUARANTEE and our crews will correct any problem that you may find.
Also, all of our Platinum Plus properties come with a full ONE YEAR WARRANTY. Our warranty is provided by Old Republic Home Protection and offers coverage on plumbing, heating and electrical systems as well as appliances including oven/range, water heater, dishwasher, garbage disposal, trash compactor and specialty items such as built-in bathtub whirlpool, and central vacuum systems. Of course, all appliances are brand new and come with their own warranties. But, you can never have too much protection.
Q: Will I still be able to afford a Platinum Plus Homes if interest rates rise?
A: Interest rates will not effect our program. If rates rise, we will acquire it from the bank for lower and sell it to you to less. You payment will still be what we, together, agree you can afford.
Call 1-866-640-6402 extension 123 to reserve a home now.
Sign Up >>>
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Testimonial
We feel so lucky to have found your website and work with you and your program. Our house is great, our yard is wonderful, and our neighbors are jealous.
I have sent my brother to you and he can't wait to get started. He is in the military and is looking for a inexpensive, but nice, home to live in until he is transferred. He then plans to collect rent while he is away over-seas. I know this will be perfect for him.
Thanks for helping our my family. 5 stars (My rating of Platinum Plus)
-Dave and Anna L.
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Testimonial
 Thank you Troy and the Berkley Group! I'm a single mom living on a teacher's salary and you made my dreams come true.
I also had no experience with home buying before. You truly have set the standard!
We are enjoying our house so much and my daughter just loves her room. Your/My house is definitely the nicest one on the block.
I highly recommend your product to everyone .
-Mary C.
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Q: Can I change the layout of the home or add a room/bathroom?
A: YES - If the configuration of the existing home allows us to.
Call us at 1-866-640-4602 extension 123 and get approved today.
People are amazed by the success of our program and many ask “Why don’t you sell the properties for more”? Because, that’s not what our program is about. We want you to have equity in your home when you step in the door. We want you to know that you made a great financial decision. And we want your neighbor to cringe when they find out that your beautiful home was bought for much less than theirs.
Let’s talk about money for a second. You need very little, maybe none. The Platinum Plus program offers down payment assistance and payment for all closing cost. However, we do ask that you pay a small upfront enrollment fee ($500) to enter our program. This money will be held in escrow and used as your Earnest Money Deposit. These funds will be RETURNED TO YOU at the final settlement. So, my math says $500 to start and $500 back at the end equals $0. That’s awesome.
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My mission...
 I believe in this program, I know quality when I see it, and I want to change your life.
Our mission? 200 Platinum Plus homes sold by 2010 to good, hardworking people like you.
Of course everyone wants to become a home owner, but we cannot possibly work with everyone.
We are not here to save the world, stop global warming, or eliminate poverty.
We are here to create a story. A story about how we took a new concept, developed and tested it, and created dozens of new home owners and hopefully gave a much needed boost to the housing market. A story of a some ordinary people who got together and accomplished an extraordinary feat while helping a LOT of people along the way.
Q: Do I have to live in a Platinum Plus property or can I buy one to rent?
A: Our homes are a great investment for qualified buyers. However, please inform our associate that you are an investor because the financing options may change.
Call us at 1-866-640-4602 extension 123 to learn more.
Your New Home>>
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Oh - I forgot to tell you about the cost!
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Testimonial
 I love my house. It's everything I thought it would be and more. It's the details that I love - like the framed doors around my electric panel and the backsplash detail and the extra shelving in my laundry room. You guys though of everything!
My payment is exactly what you said it would be and I never thought I would own my own house. It's perfect and it's mine. Thank you.
P.S. - The banker that turned me down for a loan can't believe that I have such a low rate. I will keep you in my prayers. God Bless.
-Lorretta S.
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Q: 30 days to renovate property; Is the quality effected by the quick turn around?
A: Our homes go through a rigorous inspection and multiple crews work around the clock to finish your home. Our crews take great pride in delivering an excellent product in such a short time.
Call us at 1-866-640-4602 extension 123 to schedule a visit.
Could you be one of our success stories?
I know that you will enjoy your new home, but I would love to hear from you. Just give me a call or email me your story to testimonial@berkleygroup.net. Oh- and tell your friends and family members, this window of opportunity will not last long.
Thanks for reading my entire page.
-Troy
Click Here to have one of our program coordinators contact you.
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Platinum Plus Sign-Up Form
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*** SPECIAL OFFER ***
For those of you that got to the bottom of this page:
Call the toll free number below and listen to a pre-recorded message of me telling you what we look for when buying a home.
You may not realize this, but we turn down more home offers than we accept. What makes us not want a home? What problems are too big for even the pros to handle? How can you tell that someone has "covered" up a potential problem.. and what do you need to look for to avoid any future problems? Call us to find out before its too late. You'll notice the extension is different - the number below is for the tip line only.
CALL OUR FREE TIP LINE
1-866-460-6402 extension 124
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Gallery - Before and After
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Call us at 1-866-640-4602 extension 123 and let us change your life.
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To see current listings and galleries please visit our page at www.platinumplushomes.com. Remember, YOU CHOOSE where you want to be and the style of home you want to live in.
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